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MIDWEST BUILDERS' CASUALTY NEW BUSINESS UNDERWRITING GUIDELINES
To qualify a company must have a
minimum premium of $5,000.00 and an Experience Modification Rating less
than 1.25. The prospective
Account must have an effective 
loss prevention/loss control program in
force. Additionally, the prospective account must comply with and sign a
Loss Prevention/Loss Control Agreement (See Loss Prevention/Loss Control
Agreement for an example). And
the prospective company must have been in business and have had workers’
compensation coverage for twelve (12) months*.
We will require that an Annualized Estimate of Payroll, broken down into NCCI job Classifications, as well as the last three (3) years loss information accompany your submission. Additionally, the loss information must have a recent evaluation and be produced by the insuring carrier(s). We ask that Brokers would please submit an Accord Application with Risk ID Number (if available) along with payroll and loss data.
We want to stress that the prospective
account must understand and sign the Midwest Builders' Casualty Loss Prevention/Loss Control
Agreement (See Loss Prevention/Loss Control Agreement).
For more information on becoming a member, please call Hoot Gibson at 816-474-7799 or 800-374-7798 or select the Contact Us option and send us an e-mail requesting additional information.